tag:blogger.com,1999:blog-8983386.post2549143768286751183..comments2024-03-12T04:51:46.468-05:00Comments on Blue Gal: Health Insurers are Horrible CapitalistsFran / Blue Galhttp://www.blogger.com/profile/18293627981248346055noreply@blogger.comBlogger5125tag:blogger.com,1999:blog-8983386.post-51800018725935415282009-08-19T19:12:25.444-05:002009-08-19T19:12:25.444-05:00Except that insurance frequently is paid not upfro...Except that insurance frequently is paid not upfront for an extended period of time, but every 6 months to a year. If after the agreed time frame the insurance company decides not to reinsure then you have perfect capitalism. Charge a lot and provide as little as possible for that price. <br /><br />The problem is that individuals cannot self insure. Therefore, it is necessary for the government to either insure or set firm guidelines to prevent people from privation due to catastrophic loss.Drdalenoreply@blogger.comtag:blogger.com,1999:blog-8983386.post-25442052867816818132009-08-19T16:51:34.059-05:002009-08-19T16:51:34.059-05:00I am the nightmare health care statistic you read ...I am the nightmare health care statistic you read so much about. Don't get me wrong I am a very, very, very, lucky to have survived all my heath problems over the past 4 years. However in 2004 I was upper middle class ,with excellent health insurance and to day I'm homeless, living in a friends home rent free because we cannot afford our health insurance premiums and paying rent.<br /><br />Between the premiums, the co-pays and deductibles we were shelling out over $40,000.00 annually for several years. I was to sick to work full time and lost my business.<br /><br />I will be losing my insurance this fall because I moved to North Carolina, where my friends house is located, and Blue Cross of NC turned me down for coverage due to my preexisting condition. So on the bright side we can pay our friend some rent money, to help cover her overhead, once our health insurance is revoked.<br /><br />So yes the public option is the single most important aspect of the Health Bill.<br /><br />OGAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-8983386.post-4567901287430638942009-08-19T16:50:04.353-05:002009-08-19T16:50:04.353-05:00BG - if you ever want to learn of insurance malfea...BG - if you ever want to learn of insurance malfeasance, you need look no farther than at what happened in California with earthquake insurance.<br /><br />They literally held the entire state hostage - the entire industry threatened to leave California unless the state took over the risk of earthquakes. No homeowners, no car, no health insurance...<br /><br />And of course, the politicians gave in.<br /><br />Regards,<br /><br />TengrainTengrainhttp://mockpaperscissors.comnoreply@blogger.comtag:blogger.com,1999:blog-8983386.post-54394931255432777352009-08-19T12:31:34.455-05:002009-08-19T12:31:34.455-05:00Whoa, Frannie baby!
Good start. Let's round u...Whoa, Frannie baby!<br /><br />Good start. Let's round up a posse!<br /><br />S<br /><br /><i>Ill-will against the insurance industry is where we need to go with this debate. They're cheating their customers. They have a MONOPOLY in most states in which they operate. And they do not provide a product like a car or a frozen pizza, where a cheaper quadruple by-pass i(s) available for poor people.</i>Cirzehttps://www.blogger.com/profile/07070125217972397204noreply@blogger.comtag:blogger.com,1999:blog-8983386.post-79740766296268541222009-08-19T11:36:56.685-05:002009-08-19T11:36:56.685-05:00I recommend that people NEVER call homeowners insu...I recommend that people NEVER call homeowners insurance until they find out how much deductible v. pay out of pocket.<br /><br />Look up C.L.U.E. (CLUE; Comprehensive Loss Underwriting Exchange). Not only will your ins. company raise your rates (or maybe drop you), but they share the info with other insurance companies.<br /><br />I would be hesitant to file for anything water related. They worry about mold, and raise rates thru the roof. And, it may even screw up house sale when new owner can't get insurance, and then mortgage can't go through.Anonymousnoreply@blogger.com